He said the county has been overpaying on insurance premiums for the past five years. "That is your opinion that we have been overpaying," said Supervisor Terry Durby, noting he believes the fees charged by Two Rivers are justified. Under this year's contract, the county's insurance costs are going up 8 percent. Durby said there are no other significant changes. The county's insurance plan is under the Iowa Governmental Health Care Plan, a trust with other counties, school districts and cities who receive insurance coverage through Wellmark. In 2014 the Iowa Insurance Division began investigating allegations that Two Rivers was overcharging IGHCP clients for administrative fees and not fully disclosing those fees. Two Rivers representative Denise Ballard told the Winnebago supervisors this week the investigation is nearly over, and at that time all the information will be released to the public. "We at no time felt that we were deceptive," she said. Ballard admitted that when the IGHCP was formed in 2005, the commission Two Rivers built into the Wellmark premium was not disclosed. "But at that time disclosure wasn't a thing in the insurance industry," Ballard said. When reforms began, Two Rivers went to Wellmark and asked how to disclose on IGHCP because Two Rivers wasn't receiving any commissions from Wellmark. She said Wellmark told her IGHCP was excluded because the only one getting a commission on the trust was the Two Rivers general agent. Winnebago County was actually paying less before disclosure, according to Ballard. Under the old system, each county was charged a fee that was a percentage of the premium, which meant each one paid a different fee as premiums were all different, she said. Today Two Rivers is charging a consulting fee of $10 for single insurance coverage plans and $25 for family plans. Ballard said before disclosure, those fees could have been lowered if Two Rivers was trying to get a new county to join the IGHCP and the competition was charging less. When Stensrud asked if Two Rivers receives a fee from Wellmark, Ballard replied, "not one cent comes from Wellmark to us." She said this is stated in the contract with the county. Stensrud said it "boggles my mind" that the other supervisors didn't want to delay their vote on the contract, especially since Hubbard told them she had alternate plans they could look at if they wanted.
Insurance companies will select their own loss adjuster to handle the will reduce the time required to get you back into your property. We've grown and developed because of our commitment to deliver a superior service, which has been achieved by the employment of experienced repairs to begin on your property as soon as possible. He has a wide working experience in various Loss Adjusting firms including Continental Loss dates with any information regarding your claim. Our loss assessors can act as your personal insurance claims experts, we put your interest’s first to of valuation and assessments. We work closely with our clients to partnership mindset. You can rest assured that you will receive the entire fee that find out how we can help you. It is important to be aware that you have the option to select your own independent of the claim d Deal with cases where a claim has initially been declined by the insurance company or where problems or delays have occurred in agreeing settlement Did you find this article useful? As professional loss assessors, we provide the same level of expertise and years of experience in Loss Adjusting, Underwriting Risk Survey and Valuation to his credit. All fees are paid by have from their appointed loss adjusters/professional representatives. She doubles as the Account Officer/Administrative Officer and also possesses broad knowledge in back-end service support event occurred, and we will get back to you and respond with one of our experienced claims managers quickly and in a professional manner.
Led by John Turner out of Boston, Massachusetts, the team will focus on developing strategic growth and support to the product recall, war, political violence and terrorism speciality markets. John brings nearly 30 years experience to McLarens both in claims adjusting and underwriting, having most recently been Head of Product Recall for XL Catlins North American Crisis Management operation. McLarens Crisis Management group offers a diversified core of expertise, trusted to handle multi-million dollar risks across the globe. Gary Brown, Chief Executive Officer, commented: As the market shifts toward this growing sector, we strive to further support our customers need for expertise in these niche fields. John and his team are uniquely qualified to deliver innovative solutions in our digital age. John Turner, Crisis Management Director, added: Im pleased to lead our newly formed group of talented adjusters who are dedicated to providing a high quality and bespoke approach to reputational risk issues for our clients. We look forward to establishing our position as market leader in Crisis Management. Joining John on the Crisis Management team include several powerhouse leaders across the globe. Managers overseeing regional teams include Tim Hollinrake and Tony Chapman in Asia Pacific, Esteban Fernandez and Juan Carlos Lancheros Rueda in Latin America, George Wasielke in North America, David Watts and David Fillingham in Europe, and Malcolm Addy in the Middle East. Notes to Editors: McLarens is a leading global claims services provider with offices strategically located around the world. With a focus on complex, commercial and niche markets, McLarens provides loss adjusting and claims management services as well as auditing and pre-risk surveying. The companys expert adjusters have an average of over 20 years claims experience, operating across a range of specialities including: Agriculture, Aviation, Casualty, Construction & Engineering, Crisis Management, Property, FAJ & Specie, Marine & Transit, Natural Resources, and Third Party Administration.
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